More money brings more responsibility to ensure it is effectively managed. We aim to offer a high quality service because we specialise in helping high net worth individuals.

For example there are some quite innovative ideas for wealthier clients regarding Capital Gains (CGT) & Inheritance Tax reduction and possible mitigation. Most of us don't use our CGT annual allowance missing out currently on £8,000 (tax year 2004/05) of tax-free annual income!

Finding the right life assurance needn't be murder.
With over 100 companies selling Life Assurance, all with different products, costs, charges, small print and investment performance, finding the right company and policy for you is easier with an expert with all the facts and figures to hand.

The cost of education? An IFA can help with the sums.
Take nursery school and university into account and you're looking at 18 years of education to fund. School fees if you opt to go private can cost £15,000 or more a year, the new repayment scheme for university fees over £1,000 a year - and that's just for one child. Careful financial planning could go a long way to meeting the expense. Why not have a friendly chat with us about your options?

Gaining an inheritance
However big or small your inheritance, there are a number of ways to put your money to good use. The ideal way, of course, is to invest at least some of it, so it grows into a more substantial sum.

Long term care. Are you properly covered?
Few people give serious thought to what might happen if they could no longer look after themselves in later life. Anyone with assets more than £20,000¹ will be assessed as being able to pay for their own care.

Losing an inheritance.
Do you know if you are liable to pay inheritance tax and how it will impact your heirs? Contact us for a full assessment.

¹Under current legislation for tax year 2004-2005. Subject to change.